East Coast Mortgage

Learn

Mortgage basics, in plain English

No mortgage experience needed. Start wherever makes sense for you.

How a Mortgage Closes

The 5 steps from application to closing day.

Tell Us What You Need

Find Out What You Can Actually Borrow

We Compare Lenders For You

The Lender Double-Checks Everything

You're Approved. Time to Close.

Loan Programs

Which type of loan actually fits your situation.

VA Loan

No Down Payment for Military Families

FHA Loan

Easier to Qualify For

Conventional Loan

The Standard Option

USDA Loan

No Down Payment Outside the City

Jumbo Loan

For Higher-Priced Homes

Refinancing

Trade In Your Current Loan

Commercial Loan

Financing for Buildings That Make Money

Construction Loan

Financing to Build, Not Just Buy

Land Loan

Financing for Land, Not Just Homes

Doctor Loan

Built for Big Student Debt and Bigger Potential

Renovation Loan

Buy the Fixer-Upper and Fund the Fix

DSCR Loan

Qualify on the Property, Not Your Paycheck

Asset Depletion Loan

Let Your Savings Do the Talking

Fix & Flip Loan

Move Fast on the Next Flip

HELOC

A Credit Line Backed by Your Home

Manufactured Home Loan

Financing Built for Manufactured Housing

Second Home Loan

Financing for the Place You Escape To

Multi-Family Loan

Live in One Unit, Rent Out the Rest

Non-Warrantable Condo Loan

When the Condo Doesn't Fit the Standard Box

Reverse Mortgage

Turn Home Equity Into Income, Without a Monthly Payment

Foreign National Loan

Financing for Buyers Without U.S. Credit History

ITIN Loan

Homeownership Without a Social Security Number

Bank Statement Loan

When Your Tax Return Doesn't Show Your Real Income

Downloadable Guides

Real, free resources you can save and read anytime.

Mortgage GuideA complete walkthrough of the mortgage process, from application to closing day.
Buyer FAQAnswers to the questions buyers ask most, straight from one of our real loan officers.By Lilli DriscollOr read it online →
Homeowner & Maintenance GuideWhat to know once you own the home, from upkeep to keeping your mortgage on track.
Realtor Resource GuideBuilt for real estate agents who want a lending partner who moves fast.

What You'll Need to Apply

A quick checklist so you're not scrambling for documents later.

W2 Employees: Latest 2 pay stubs Latest W2s (past 2 years) Copy of ID Latest 2 bank statements Latest Tax Returns (past 2 years) Self-employed: Most recent personal tax returns (2 years) Most recent business tax returns (2 years) Latest 2 personal bank statements Copy of ID