Realtor Resources
Everything you need to help your clients get home
Wholesale access to 40+ lenders means we're not limited to one investor's guidelines, more approvals, more flexibility on tricky files, and a smoother path to your closing table.
Download the Full GuideA Program for Nearly Every Client
Here's the toolkit we bring to your transactions.
Conventional
Fixed and adjustable-rate options for buyers with solid credit looking for competitive terms. Minimum 3% down.
FHA
Low down payment options backed by the FHA, a great fit for first-time buyers. Minimum 3.5% down, flexible credit.
VA
Zero-down financing for eligible veterans and active-duty service members. No monthly mortgage insurance.
Jumbo
Financing above conventional loan limits for higher-value properties, with competitive wholesale pricing.
Refinancing
Rate and term, cash-out, and VA IRRRL options to lower a client's rate or tap into equity.
Investment Property
Financing for rental and investment properties, including DSCR cash-flow-based qualification.
Non-QM & Niche
Bank statement, P&L only, 1099 income, asset depletion, DSCR, ITIN, and foreign national programs for borrowers who don't fit a conventional box.
Land Loans
Financing for raw land, lot purchases, and construction-to-permanent projects.
Commercial
Financing for commercial and multi-unit investment properties.
Down Payment Assistance
Grant, forgivable, and repayable second-lien DPA programs layered on FHA or conventional financing.
From Pre-Approval to Keys in Hand
A typical purchase timeline, so you can set expectations with your clients from day one.
Pre-Approval
Buyer shares income, asset, and credit info; we issue a pre-approval letter they can shop with confidently.
Offer Accepted
Once under contract, we lock the loan program and, if desired, the interest rate.
Application & Disclosures
Full application, disclosures signed, and documentation collection begins.
Appraisal & Processing
Appraisal is ordered, file is processed and submitted to underwriting.
Underwriting & Conditions
Underwriter reviews the file and issues conditions; we work with your client to clear them quickly.
Clear to Close
Final approval issued, closing disclosure sent, and closing is scheduled.
Closing Day
Docs signed, loan funds, and your client gets the keys.
Keeping Deals on Track
Send buyers early
A pre-approval conversation before house-hunting starts avoids offer delays and sets the right budget.
Loop us into offers
Send us the listing before you write. We'll flag anything (condo, well/septic, renovation) that needs a specific program.
Ask before advising
Big purchases, job changes, or new credit during escrow can affect approval. Encourage clients to check with us first.
More to Share With Your Clients
The same real resources buyers see on our site, worth having on hand.
What Buyers Will Need
Send Us Your Next Client
Meet the licensed loan officers on our team, or point your client straight to a real application.