Why a Broker
A bank can only offer you the bank's own loans.
We're not a bank. We shop your one application across a whole network of lenders and bring back the one that actually says yes.
42+
Lenders Compared
23
Loan Programs
5
States Licensed
Same house. Same you. Very different odds.
Every lender layers its own rules on top of the standard guidelines, so two lenders can look at the exact same file and reach opposite decisions.
Walking into a bank
One lender. One answer.
Lenders competing for your loan
1
If your file doesn't fit their rules
You're told no
Loan programs available
Only that bank's
Who shops around for you
Nobody. You'd apply again elsewhere
Self-employed, investor, or unusual income
Often a dead end
Your point of contact
Whoever answers
Working with East Coast Mortgage
42+ lenders. One application.
Lenders competing for your loan
42+
If your file doesn't fit their rules
We try the next lender
Loan programs available
23 real programs
Who shops around for you
We do, with one application
Self-employed, investor, or unusual income
Bank statement, DSCR, and non-QM options
Your point of contact
One licensed loan officer, first call to closing
How it actually works
Three steps. One application. No applying at ten different banks yourself.
1
One conversation
You tell us what you're trying to do. We look at your income, savings, credit, and timeline once.
2
We shop it
Your one file goes to the lenders in our network most likely to say yes to your specific situation.
3
You pick from real options
We bring back the lender and program that actually fits, and stay with you through closing day.
Most people only ever ask one lender
If that one says no, they assume they can't buy. We don't stop at one.
See What You Qualify ForWhy our incentives match yours
We don't lend our own money, so we have no reason to push one lender's product.
Our job is to find the loan that's actually best for you, not the one that's easiest to sell. Self-employed, investor, unusual income, a credit history with a rough patch: those are exactly the files a single bank turns away and a broker finds a home for.
0
Lenders on our platform
0
Real loan programs
“We ran into an issue the day of closing where the lender was requesting more documents. Austin was able to quickly resolve it and we kept our closing schedule.”
Read all 13 reviews →
Want the story behind why we built it this way? More about East Coast Mortgage →
Ready when you are
One application. Every lender. Let's find your yes.
Two quick questions, then a real, licensed loan officer follows up. No obligation, no spam.
NMLS #2354674 · Equal Housing Opportunity · Not a commitment to lend