Free Guides

The playbooks we hand our own clients.

Three free guides, written in plain English. Pick yours, download it instantly, and read it on your own time.

For homebuyers

The Homebuyer's Playbook

Everything we walk our own buyers through, start to finish, in one guide you can read on the couch. Credit, down payment, the documents, the timeline, the costs, and the mistakes that sink good deals.

23 pages · 12 chapters · Free

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For real estate agents

The Agent's Edge

A practical playbook for agents: how a strong pre-approval wins offers, how to keep deals from wobbling, what to expect week by week, and the loan options that save buyers other lenders turn away.

11 pages · 8 chapters · Free

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For real estate investors

The Investor's Financing Playbook

How investors actually finance rentals: when DSCR beats conventional, how short-term rental income is treated, how to pull equity to buy the next one, and the mistakes that stall a growing portfolio.

14 pages · 10 chapters · Free

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Free guides

Pages of plain English

Chapters

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This guide is for general educational purposes only. It is not a commitment to lend, a loan approval, or a Loan Estimate, and it is not legal, tax, or financial advice. Loan programs, guidelines, and terms change and are not available in all states. All loans are subject to credit approval, underwriting guidelines, and property eligibility. East Coast Mortgage is an independent mortgage broker, NMLS #2354674, licensed in Virginia, North Carolina, Michigan, Ohio, and West Virginia. Equal Housing Opportunity.

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NMLS #2354674 · Equal Housing Opportunity · Not a commitment to lend