East Coast Mortgage

Calculators

Real numbers, before you talk to anyone.

No commitment, no credit pull. Just the math, in three tools that take about a minute each.

Two people reviewing numbers together with a laptop at a kitchen table

What would I pay?

Estimate a monthly payment for a specific home price.

$

Changes the property tax estimate below.

Down Payment

$
%
%

Set your own rate. This isn't a live quote.

Loan Term

Estimated Monthly Payment

$2,815per month
Principal & Interest$2,275
Property Tax (est.)$243
Home Insurance (est.)$117
Mortgage Insurance (est.)$180
Get Started

Estimate only, not a loan offer or commitment to lend. Property tax uses average state rates (WalletHub); insurance is a flat estimate. Your actual costs will vary.

These are estimates. A licensed loan officer turns them into real numbers, at no cost and with no credit pull to start.

Get My Real Numbers

How much can I afford?

Work from your income and debts instead of a price you're not sure about yet.

$
$

Car loans, credit cards, student loans, and similar, combined.

$
%

Loan Term

How Much of Your Income to Use

The share of your gross income lenders typically allow for all debt, housing included.

You Could Likely Afford Up To

$333,238
Estimated loan amount$293,238
Max monthly housing payment$2,300
Get Started

Estimate only, not a pre-approval or a commitment to lend. Actual approval depends on your full financial picture, credit, and the lender's guidelines.

These are estimates. A licensed loan officer turns them into real numbers, at no cost and with no credit pull to start.

Get My Real Numbers
A two-story home with a covered front porch

Numbers are a starting point

The right loan program can change the math more than the rate does.

VA, USDA, FHA, and down payment assistance can each move the numbers you just ran. We check every one that could apply to you.

See Every Loan Program

Is refinancing worth it?

See your monthly savings and how long it takes to recoup closing costs.

$
$

Principal and interest only, not taxes or insurance.

%
$

New Loan Term

Closing costs are assumed paid out of pocket, not rolled into the new loan.

You'd Save

$301

per month

New monthly payment$1,799
Break-even point20 months
Get Started

Estimate only, not a loan offer or commitment to lend. By refinancing, your total finance charges may be higher over the life of the loan.

These are estimates. A licensed loan officer turns them into real numbers, at no cost and with no credit pull to start.

Get My Real Numbers

Ready when you are

Want these numbers checked by a real person?

A licensed loan officer runs your actual scenario against real lenders. No cost, no obligation, no credit pull to start.

NMLS #2354674 · Equal Housing Opportunity · Not a commitment to lend