Licensed in Virginia
Mortgages in Portsmouth, done right.
Portsmouth sits directly across the Elizabeth River from Norfolk, and despite the name, Norfolk Naval Shipyard is actually located here, the oldest and largest industrial shipyard owned by the U.S. Navy. Between the shipyard and the naval presence throughout Hampton Roads, VA loans come up in almost every conversation we have with Portsmouth buyers.
#MC-7566
VA License
96,000
Population
Home to Norfolk Naval Shipyard, despite the name. East Coast Mortgage is licensed to lend anywhere in Virginia under state license #MC-7566, Portsmouth included, not a separate city-by-city license.
Licensed to serve Portsmouth
Real loan officers, individually licensed for all of Virginia.
Popular programs in Portsmouth
Every loan program below is available to Portsmouth borrowers. See all 23 →
No Down Payment for Military Families
Active-duty service members, veterans, and some spouses can buy with $0 down and no mortgage insurance.
FHA LoanEasier to Qualify For
A lower credit score and a smaller down payment are OK. A common choice for first-time buyers.
Conventional LoanThe Standard Option
For buyers with solid credit and some savings. Usually the lowest-cost choice if you qualify.
USDA LoanNo Down Payment Outside the City
$0 down in eligible small towns and suburbs, more areas than most people expect.
Jumbo LoanFor Higher-Priced Homes
When a home costs more than a standard loan covers, this is built for it.
RefinancingTrade In Your Current Loan
Lower your rate, change your term, or turn your equity into cash.
Not in Portsmouth? See all of Virginia or another city nearby: Virginia Beach, Norfolk, Chesapeake, Newport News, Hampton, Suffolk, Richmond.
Ready when you are
Ready to find your yes in Portsmouth?
Two quick questions, then a real, licensed loan officer follows up. No obligation, no spam.
NMLS #2354674 · Equal Housing Opportunity · Not a commitment to lend