Licensed in North Carolina
Mortgages in Charlotte, done right.
Charlotte is North Carolina's largest city and the country's second-largest banking center after New York, which means plenty of national lenders already have a branch on every corner. We're not one of them. We're a broker who shops your file across 40+ of them instead of handing you one bank's own rate, a different kind of relationship for a lot of Charlotte buyers used to walking into a single branch.
#B-215268
NC License
982,000
Population
The second-largest banking center in the country. East Coast Mortgage is licensed to lend anywhere in North Carolina under state license #B-215268, Charlotte included, not a separate city-by-city license.
Licensed to serve Charlotte
Real loan officers, individually licensed for all of North Carolina.
Popular programs in Charlotte
Every loan program below is available to Charlotte borrowers. See all 23 →
No Down Payment for Military Families
Active-duty service members, veterans, and some spouses can buy with $0 down and no mortgage insurance.
FHA LoanEasier to Qualify For
A lower credit score and a smaller down payment are OK. A common choice for first-time buyers.
Conventional LoanThe Standard Option
For buyers with solid credit and some savings. Usually the lowest-cost choice if you qualify.
USDA LoanNo Down Payment Outside the City
$0 down in eligible small towns and suburbs, more areas than most people expect.
Jumbo LoanFor Higher-Priced Homes
When a home costs more than a standard loan covers, this is built for it.
RefinancingTrade In Your Current Loan
Lower your rate, change your term, or turn your equity into cash.
Not in Charlotte? See all of North Carolina or another city nearby: Raleigh.
Ready when you are
Ready to find your yes in Charlotte?
Two quick questions, then a real, licensed loan officer follows up. No obligation, no spam.
NMLS #2354674 · Equal Housing Opportunity · Not a commitment to lend