Step 5 of 5 · The industry calls this "Clear to Close"
What "Clear to Close" Actually Means
The green light. From here, it's just paperwork and a signature.
Written by the East Coast Mortgage team
Editorial review: East Coast Mortgage, NMLS #2354674 · Last reviewed
Clear to close means the lender has finished checking everything and there's nothing left standing between you and owning the home. It's the finish line.
From here, you'll get a closing disclosure (a final breakdown of your costs), do a final walkthrough if you're buying, and sign. The same team that took your first call is still the one getting you to the closing table.
Sources
General information, not advice for your specific situation. Program rules come from the agencies above and from each lender, and they change. A licensed loan officer confirms what applies to you.
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